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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,214 | $165,361-42.4% | $149,715-36.4% | $158,950-40.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.32% | 348.24%-340.9pp | 276.66%-269.3pp | 302.91%-295.6pp |
| Employer contribution / active EE | $9,862 | $5,103+93.2% | $4,645+112.3% | $4,762+107.1% |
| Participant deferral / active EE | $13,424 | $7,182+86.9% | $6,842+96.2% | $5,983+124.4% |
| Admin fee / account holder | $111,116 | $10,808+928.1% | $9,310+1093.5% | $11,248+887.8% |