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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,017 | $138,072+91.2% | $123,549+113.7% | $135,382+95.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.22% | 153.69%-156.9pp | 119.20%-122.4pp | 519.77%-523.0pp |
| Employer contribution / active EE | $15,610 | $5,152+203.0% | $4,628+237.3% | $4,779+226.6% |
| Participant deferral / active EE | $9,676 | $6,799+42.3% | $6,426+50.6% | $5,609+72.5% |
| Admin fee / account holder | $1,622 | $10,917-85.1% | $9,284-82.5% | $10,829-85.0% |