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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,662 | $102,429+127.1% | $147,096+58.2% | $80,925+187.5% |
| Participation rate | 72.7% | 75.9%-3.1pp | 82.2%-9.5pp | 67.7%+5.1pp |
| Annual return | 11.68% | 135.02%-123.3pp | 419.75%-408.1pp | 35.65%-24.0pp |
| Employer contribution / active EE | $3,721 | $3,716+0.1% | $4,936-24.6% | $2,756+35.0% |
| Participant deferral / active EE | $10,484 | $6,649+57.7% | $8,071+29.9% | $4,299+143.9% |
| Admin fee / account holder | $15,632 | $7,957+96.5% | $13,005+20.2% | $6,940+125.2% |