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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,424 | $85,766+82.4% | $136,298+14.8% | $70,126+123.1% |
| Participation rate | 84.8% | 74.2%+10.6pp | 81.9%+2.9pp | 69.5%+15.2pp |
| Annual return | 13.95% | 31.46%-17.5pp | 5156.27%-5142.3pp | 73.15%-59.2pp |
| Employer contribution / active EE | $3,405 | $2,966+14.8% | $4,696-27.5% | $2,343+45.4% |
| Participant deferral / active EE | $7,675 | $5,051+51.9% | $6,247+22.9% | $3,332+130.4% |
| Admin fee / account holder | $5,923 | $5,421+9.3% | $9,244-35.9% | $4,645+27.5% |