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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,363 | $98,776+124.1% | $149,745+47.8% | $79,856+177.2% |
| Participation rate | 68.3% | 75.8%-7.5pp | 82.5%-14.2pp | 69.6%-1.3pp |
| Annual return | 13.70% | 27.38%-13.7pp | 276.72%-263.0pp | 31.71%-18.0pp |
| Employer contribution / active EE | $3,146 | $3,217-2.2% | $4,646-32.3% | $2,471+27.3% |
| Participant deferral / active EE | $7,544 | $5,681+32.8% | $6,843+10.2% | $3,741+101.7% |
| Admin fee / account holder | $32,556 | $6,053+437.9% | $9,312+249.6% | $5,306+513.5% |