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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,662 | $102,422+127.2% | $147,117+58.1% | $80,959+187.4% |
| Participation rate | 72.7% | 75.9%-3.1pp | 82.2%-9.5pp | 67.7%+5.1pp |
| Annual return | 11.68% | 135.16%-123.5pp | 420.54%-408.9pp | 35.67%-24.0pp |
| Employer contribution / active EE | $3,721 | $3,717+0.1% | $4,932-24.6% | $2,757+35.0% |
| Participant deferral / active EE | $10,484 | $6,652+57.6% | $8,065+30.0% | $4,300+143.8% |
| Admin fee / account holder | $15,632 | $7,953+96.5% | $12,993+20.3% | $6,925+125.7% |