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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,758 | $150,435-23.7% | $120,580-4.8% | $145,897-21.3% |
| Participation rate | 95.5% | 78.8%+16.6pp | 72.0%+23.5pp | 80.3%+15.1pp |
| Annual return | 16.91% | 154.60%-137.7pp | 107.48%-90.6pp | 552.29%-535.4pp |
| Employer contribution / active EE | $2,465 | $4,352-43.4% | $3,469-28.9% | $4,663-47.1% |
| Participant deferral / active EE | $6,347 | $6,174+2.8% | $4,995+27.1% | $6,689-5.1% |
| Admin fee / account holder | $3,175 | $12,182-73.9% | $9,418-66.3% | $13,390-76.3% |