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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,897 | $154,228-18.4% | $145,433-13.4% | $137,256-8.3% |
| Participation rate | 94.7% | 83.8%+10.9pp | 82.1%+12.6pp | 80.0%+14.8pp |
| Annual return | 14.47% | 74.59%-60.1pp | 66.58%-52.1pp | 220.34%-205.9pp |
| Employer contribution / active EE | $2,637 | $4,804-45.1% | $4,554-42.1% | $4,156-36.5% |
| Participant deferral / active EE | $7,126 | $8,216-13.3% | $7,897-9.8% | $6,407+11.2% |
| Admin fee / account holder | $43,497 | $14,344+203.2% | $13,129+231.3% | $12,270+254.5% |