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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,344 | $88,710-75.9% | $81,783-73.9% | $145,959-85.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 2.87% | 1027.26%-1024.4pp | 775.05%-772.2pp | 561.95%-559.1pp |
| Employer contribution / active EE | $4,225 | $3,083+37.0% | $2,913+45.1% | $4,661-9.4% |
| Participant deferral / active EE | $3,229 | $4,645-30.5% | $4,320-25.3% | $6,689-51.7% |
| Admin fee / account holder | $38,782 | $8,407+361.3% | $7,380+425.5% | $13,398+189.5% |