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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Claims processing; Custodial (other t... | $40,866 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,709 | $73,638-42.0% | $95,960-55.5% | $73,493-41.9% |
| Participation rate | 87.1% | 76.2%+10.9pp | 77.1%+10.0pp | 70.7%+16.4pp |
| Annual return | 14.11% | 16.78%-2.7pp | 91.63%-77.5pp | 28.51%-14.4pp |
| Employer contribution / active EE | $666 | $1,863-64.2% | $2,541-73.8% | $2,270-70.7% |
| Participant deferral / active EE | $3,651 | $3,617+0.9% | $4,167-12.4% | $3,740-2.4% |
| Admin fee / account holder | $319 | $482-33.8% | $6,797-95.3% | $513-37.8% |