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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Custodial (other than securities); Re... | $30,890 |
BRINKER CAPITAL1 year Filed as: BRINKER CAPITAL INC. Service code 27 · EIN 23-2829742 | Advisory (Plan) | $5,782 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,476 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,787 | $65,376-43.7% | $87,102-57.8% | $65,185-43.6% |
| Participation rate | 85.0% | 75.3%+9.7pp | 76.9%+8.1pp | 70.2%+14.8pp |
| Annual return | 19.79% | 31.27%-11.5pp | 28.19%-8.4pp | 29.38%-9.6pp |
| Employer contribution / active EE | $568 | $1,822-68.8% | $2,521-77.5% | $2,177-73.9% |
| Participant deferral / active EE | $3,637 | $3,388+7.3% | $4,048-10.2% | $3,514+3.5% |
| Admin fee / account holder | $320 | $520-38.5% | $7,491-95.7% | $847-62.2% |