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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,467 | $112,915+96.1% | $90,965+143.5% | $158,950+39.3% |
| Participation rate | 90.0% | 74.7%+15.3pp | 69.0%+21.0pp | 82.0%+8.0pp |
| Annual return | 7.87% | 215.75%-207.9pp | 134.57%-126.7pp | 302.91%-295.0pp |
| Employer contribution / active EE | $8,596 | $2,894+197.0% | $2,122+305.0% | $4,762+80.5% |
| Participant deferral / active EE | $5,513 | $4,128+33.5% | $3,373+63.4% | $5,983-7.9% |
| Admin fee / account holder | $78,013 | $8,044+869.8% | $5,960+1209.0% | $11,248+593.6% |