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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,833 | $95,975+91.5% | $74,552+146.6% | $135,382+35.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -6.43% | 56.96%-63.4pp | 32.53%-39.0pp | 519.77%-526.2pp |
| Employer contribution / active EE | $6,121 | $2,716+125.4% | $1,961+212.2% | $4,779+28.1% |
| Participant deferral / active EE | $5,850 | $3,844+52.2% | $3,108+88.2% | $5,609+4.3% |
| Admin fee / account holder | $2,752 | $6,522-57.8% | $5,060-45.6% | $10,829-74.6% |