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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,033 | $89,259-72.0% | $107,187-76.6% | $82,637-69.7% |
| Participation rate | 67.6% | 67.9%-0.3pp | 75.0%-7.4pp | 68.1%-0.4pp |
| Annual return | 22.71% | 21.02%+1.7pp | 204.55%-181.8pp | 53.51%-30.8pp |
| Employer contribution / active EE | $3,119 | $3,080+1.3% | $3,782-17.5% | $2,552+22.2% |
| Participant deferral / active EE | $5,674 | $4,037+40.5% | $5,096+11.3% | $4,126+37.5% |
| Admin fee / account holder | $2,013 | $7,381-72.7% | $9,162-78.0% | $7,339-72.6% |