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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,927 | $73,955-70.4% | $96,520-77.3% | $75,181-70.8% |
| Participation rate | 62.9% | 66.4%-3.6pp | 74.3%-11.5pp | 67.2%-4.3pp |
| Annual return | 34.31% | 26.72%+7.6pp | 35.72%-1.4pp | 160.69%-126.4pp |
| Employer contribution / active EE | $1,582 | $2,930-46.0% | $3,739-57.7% | $2,671-40.8% |
| Participant deferral / active EE | $4,689 | $3,659+28.1% | $4,879-3.9% | $4,126+13.7% |
| Admin fee / account holder | $2,256 | $5,217-56.8% | $6,733-66.5% | $5,650-60.1% |