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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,066 | $78,694-55.4% | $67,652-48.2% | $125,389-72.0% |
| Participation rate | 77.8% | 78.8%-1.0pp | 75.7%+2.1pp | 83.2%-5.4pp |
| Annual return | -3.57% | 9.46%-13.0pp | 6625.40%-6629.0pp | 282.24%-285.8pp |
| Employer contribution / active EE | $2,804 | $3,044-7.9% | $2,266+23.8% | $4,866-42.4% |
| Participant deferral / active EE | $7,917 | $4,292+84.5% | $3,560+122.4% | $5,352+47.9% |
| Admin fee / account holder | $922 | $7,403-87.6% | $4,821-80.9% | $9,541-90.3% |