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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,043 | $92,743+20.8% | $82,744+35.4% | $134,532-16.7% |
| Participation rate | 40.0% | 75.2%-35.2pp | 72.6%-32.6pp | 81.2%-41.2pp |
| Annual return | -18.85% | 946.63%-965.5pp | 702.22%-721.1pp | 418.27%-437.1pp |
| Employer contribution / active EE | $1,996 | $3,273-39.0% | $3,008-33.7% | $4,741-57.9% |
| Participant deferral / active EE | $4,076 | $4,802-15.1% | $4,395-7.3% | $6,401-36.3% |
| Admin fee / account holder | $871 | $5,977-85.4% | $5,325-83.6% | $11,429-92.4% |