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| Provider | Service type | Compensation |
|---|---|---|
Filed as: THE RETIREMENT PLAN COMPANY Service code 51 · EIN 38-3712991 | Investment Mgmt Fees | $18,207 |
IBI ADVISORS3 years Service code 26 326 MAIN STREET · GRAND JUNCTION, CO 81501 | Advisory (Participants) | $17,399 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,897 | $59,123-12.2% | $77,183-32.8% | $75,181-31.0% |
| Participation rate | 93.9% | 63.9%+30.0pp | 69.6%+24.3pp | 67.2%+26.7pp |
| Annual return | 18.13% | 26.72%-8.6pp | 37.89%-19.8pp | 160.69%-142.6pp |
| Employer contribution / active EE | $2,086 | $1,996+4.5% | $2,534-17.7% | $2,671-21.9% |
| Participant deferral / active EE | $3,721 | $2,999+24.1% | $3,833-2.9% | $4,126-9.8% |
| Admin fee / account holder | $322 | $4,776-93.3% | $5,475-94.1% | $5,650-94.3% |