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| Provider | Service type | Compensation |
|---|---|---|
IBI ADVISORS2 years Service code 26 326 MAIN STREET · GRAND JUNCTION, CO 81501 | Advisory (Participants) | $18,864 |
Filed as: THE RETIREMENT PLAN COMPANY Service code 51 · EIN 38-3712991 | Investment Mgmt Fees | $14,057 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,882 | $50,199-20.6% | $69,884-42.9% | $66,938-40.4% |
| Participation rate | 92.0% | 66.3%+25.7pp | 70.5%+21.5pp | 69.8%+22.2pp |
| Annual return | -23.80% | -13.85%-10.0pp | 190.81%-214.6pp | 1.58%-25.4pp |
| Employer contribution / active EE | $1,940 | $1,864+4.1% | $2,560-24.2% | $2,545-23.8% |
| Participant deferral / active EE | $3,487 | $3,112+12.1% | $3,848-9.4% | $4,238-17.7% |
| Admin fee / account holder | $277 | $600-53.8% | $6,266-95.6% | $594-53.3% |