Filed January 23, 1998
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $161,856 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,811 | $42,504+68.9% | $159,960-55.1% | $77,904-7.8% |
| Participation rate | 59.4% | 66.9%-7.5pp | 78.0%-18.6pp | 73.7%-14.3pp |
| Annual return | -17.60% | -12.43%-5.2pp | 408.60%-426.2pp | 12.21%-29.8pp |
| Employer contribution / active EE | $1,897 | $1,684+12.7% | $4,226-55.1% | $2,848-33.4% |
| Participant deferral / active EE | $7,357 | $3,919+87.7% | $6,182+19.0% | $4,806+53.1% |
| Admin fee / account holder | $93 | $98-4.5% | $8,698-98.9% | $133-29.7% |