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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,874,226 | $174,379+2695.2% | $152,093+3104.8% | $138,895+3409.3% |
| Participation rate | 0.0% | 81.6%-81.6pp | 77.8%-77.8pp | 79.9%-79.9pp |
| Annual return | 17.03% | 74.86%-57.8pp | 66.36%-49.3pp | 145.39%-128.4pp |
| Employer contribution / active EE | $24,375 | $4,652+424.0% | $4,175+483.9% | $4,194+481.1% |
| Participant deferral / active EE | $12,472 | $6,159+102.5% | $5,451+128.8% | $6,396+95.0% |
| Admin fee / account holder | $26,127 | $16,880+54.8% | $14,497+80.2% | $12,562+108.0% |