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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,501 | $175,231+105.2% | $149,696+140.2% | $139,466+157.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.63% | 166.77%-150.1pp | 134.46%-117.8pp | 373.66%-357.0pp |
| Employer contribution / active EE | $29,572 | $5,478+439.8% | $4,821+513.4% | $4,754+522.1% |
| Participant deferral / active EE | $19,886 | $6,521+204.9% | $5,682+250.0% | $6,712+196.3% |
| Admin fee / account holder | $1,954 | $16,155-87.9% | $13,212-85.2% | $11,409-82.9% |