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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,469 | $74,535-17.5% | $100,712-39.0% | $82,637-25.6% |
| Participation rate | 80.8% | 61.2%+19.6pp | 69.3%+11.5pp | 68.1%+12.7pp |
| Annual return | 10.01% | 18.92%-8.9pp | 33.27%-23.3pp | 53.51%-43.5pp |
| Employer contribution / active EE | $1,692 | $1,503+12.6% | $2,313-26.9% | $2,552-33.7% |
| Participant deferral / active EE | $2,585 | $3,074-15.9% | $4,085-36.7% | $4,126-37.4% |
| Admin fee / account holder | $12,154 | $6,576+84.8% | $9,256+31.3% | $7,339+65.6% |