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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,304 | $48,364-8.4% | $71,796-38.3% | $62,881-29.5% |
| Participation rate | 81.5% | 60.6%+20.9pp | 69.1%+12.4pp | 69.3%+12.2pp |
| Annual return | 4.86% | 13.16%-8.3pp | 78.04%-73.2pp | 20.14%-15.3pp |
| Employer contribution / active EE | $1,067 | $1,042+2.4% | $1,924-44.6% | $2,281-53.2% |
| Participant deferral / active EE | $1,525 | $2,091-27.1% | $2,794-45.4% | $3,203-52.4% |
| Admin fee / account holder | $3,059 | $3,771-18.9% | $4,815-36.5% | $4,296-28.8% |