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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,417 | $65,555-26.1% | $86,216-43.8% | $75,173-35.6% |
| Participation rate | 92.0% | 60.5%+31.5pp | 69.0%+23.0pp | 67.2%+24.8pp |
| Annual return | 10.80% | 46.07%-35.3pp | 1169.42%-1158.6pp | 160.72%-149.9pp |
| Employer contribution / active EE | $1,854 | $1,553+19.4% | $2,382-22.1% | $2,671-30.6% |
| Participant deferral / active EE | $2,873 | $3,023-5.0% | $3,986-27.9% | $4,126-30.4% |
| Admin fee / account holder | $3,078 | $5,469-43.7% | $6,853-55.1% | $5,651-45.5% |