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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,570 | $71,230-29.0% | $93,727-46.0% | $80,959-37.5% |
| Participation rate | 82.8% | 60.4%+22.4pp | 68.7%+14.0pp | 67.7%+15.1pp |
| Annual return | 8.46% | 11.26%-2.8pp | 133.83%-125.4pp | 35.67%-27.2pp |
| Employer contribution / active EE | $1,584 | $1,565+1.2% | $2,421-34.6% | $2,757-42.5% |
| Participant deferral / active EE | $2,493 | $4,037-38.3% | $4,417-43.6% | $4,300-42.0% |
| Admin fee / account holder | $4,319 | $6,961-38.0% | $8,292-47.9% | $6,925-37.6% |