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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,469 | $73,787-16.7% | $98,716-37.7% | $82,448-25.4% |
| Participation rate | 80.8% | 61.4%+19.4pp | 69.3%+11.5pp | 68.1%+12.7pp |
| Annual return | 10.01% | 18.57%-8.6pp | 31.81%-21.8pp | 41.64%-31.6pp |
| Employer contribution / active EE | $1,692 | $1,511+11.9% | $2,279-25.8% | $2,551-33.7% |
| Participant deferral / active EE | $2,585 | $3,081-16.1% | $4,048-36.1% | $4,139-37.6% |
| Admin fee / account holder | $12,154 | $6,500+87.0% | $8,703+39.7% | $7,234+68.0% |