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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,574 | $71,197-29.0% | $93,669-46.0% | $80,925-37.5% |
| Participation rate | 82.8% | 60.4%+22.4pp | 68.7%+14.0pp | 67.7%+15.1pp |
| Annual return | 8.46% | 11.27%-2.8pp | 133.59%-125.1pp | 35.65%-27.2pp |
| Employer contribution / active EE | $1,589 | $1,565+1.5% | $2,424-34.4% | $2,756-42.4% |
| Participant deferral / active EE | $2,493 | $4,036-38.2% | $4,416-43.5% | $4,299-42.0% |
| Admin fee / account holder | $4,319 | $6,959-37.9% | $8,291-47.9% | $6,940-37.8% |