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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,200 | $54,239-0.1% | $70,098-22.7% | $68,495-20.9% |
| Participation rate | 23.7% | 64.5%-40.8pp | 70.5%-46.8pp | 67.9%-44.2pp |
| Annual return | -14.82% | -13.87%-0.9pp | 190.76%-205.6pp | -7.84%-7.0pp |
| Employer contribution / active EE | $730 | $2,019-63.8% | $2,560-71.5% | $2,596-71.9% |
| Participant deferral / active EE | $1,775 | $2,957-40.0% | $3,849-53.9% | $4,028-55.9% |
| Admin fee / account holder | $2,520 | $4,691-46.3% | $6,266-59.8% | $5,403-53.4% |