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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,642 | $58,927-22.5% | $76,823-40.6% | $72,983-37.5% |
| Participation rate | 23.7% | 67.3%-43.7pp | 72.1%-48.4pp | 69.5%-45.8pp |
| Annual return | 26.24% | 2305.64%-2279.4pp | 1166.42%-1140.2pp | 81.01%-54.8pp |
| Employer contribution / active EE | $695 | $1,787-61.1% | $2,302-69.8% | $2,440-71.5% |
| Participant deferral / active EE | $1,178 | $2,690-56.2% | $3,336-64.7% | $3,608-67.3% |
| Admin fee / account holder | $7,907 | $4,013+97.0% | $6,422+23.1% | $5,124+54.3% |