Retirement plan

THE GREATER COLORADO SPRINGS CHAMBER AND EDC 401(K) PLAN

Name: THE GREATER COLORADO SPRINGS CHAMBER AND EDC - THE GREATER COLORADO SPRINGS CHAMBER AND EDC 401(K) PLAN (2025) Form 5500
Creator: THE GREATER COLORADO SPRINGS CHAMBER AND EDC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE GREATER COLORADO SPRINGS CHAMBER AND EDC 401(K) PLAN, THE GREATER COLORADO SPRINGS CHAMBER AND EDC

THE GREATER COLORADO SPRINGS CHAMBER AND EDCEIN 84-0174190Plan #001PY 2025

102 SOUTH TEJON STREET, SUITE 1200 - COLORADO SPRINGS, CO 80903719-471-8183

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.4M

+14.7% from 2024

Total participants

+12.2% from 2024

Average account balance

$41,765

+8.0% from 2024

Annual return

12.56%

+0.37 pp from 2024

Benchmarks

See 9,247 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort9,247 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.42M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$300K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.56%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8457

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$288K

$6846 / participant

Other / not subdivided$288K100.0%

% of EOY assets

20.249%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$41,765

$51,638-19.1%

$68,368-38.9%

$82,448-49.3%

Participation rate

71.4%

63.6%+7.8pp

73.8%-2.3pp

68.1%+3.4pp

Annual return

12.56%

37.53%-25.0pp

292.57%-280.0pp

41.64%-29.1pp

Employer contribution / active EE

$2,411

$2,047+17.8%

$2,649-9.0%

$2,551-5.5%

Participant deferral / active EE

$4,740

$2,914+62.7%

$4,123+15.0%

$4,139+14.5%

Admin fee / account holder

$8,457

$4,643+82.1%

$5,150+64.2%

$7,234+16.9%

THE GREATER COLORADO SPRINGS CHAMBER AND EDC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE GREATER COLORADO SPRINGS CHAMBER AND EDC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion