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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,582 | $145,431+15.9% | $211,142-20.2% | $87,485+92.7% |
| Participation rate | 97.0% | 84.7%+12.2pp | 87.3%+9.7pp | 68.9%+28.0pp |
| Annual return | 10.45% | 27.21%-16.8pp | 46.84%-36.4pp | 26.06%-15.6pp |
| Employer contribution / active EE | $5,529 | $4,662+18.6% | $6,442-14.2% | $2,596+113.0% |
| Participant deferral / active EE | $4,124 | $6,859-39.9% | $9,284-55.6% | $4,274-3.5% |
| Admin fee / account holder | $30,860 | $17,052+81.0% | $19,076+61.8% | $7,775+296.9% |