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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,812 | $125,797+16.7% | $170,043-13.7% | $75,173+95.3% |
| Participation rate | 96.9% | 83.6%+13.3pp | 87.0%+9.9pp | 67.2%+29.7pp |
| Annual return | 9.47% | 27.20%-17.7pp | 53.40%-43.9pp | 160.72%-151.2pp |
| Employer contribution / active EE | $4,877 | $4,616+5.7% | $6,790-28.2% | $2,671+82.6% |
| Participant deferral / active EE | $3,599 | $6,838-47.4% | $10,410-65.4% | $4,126-12.8% |
| Admin fee / account holder | $8,596 | $8,177+5.1% | $12,824-33.0% | $5,651+52.1% |