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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,181 | $137,414+3.5% | $189,537-25.0% | $85,847+65.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 9.19% | 38.14%-29.0pp | 555.34%-546.1pp | 318.61%-309.4pp |
| Employer contribution / active EE | $5,012 | $4,344+15.4% | $6,161-18.6% | $2,565+95.4% |
| Participant deferral / active EE | $3,767 | $6,260-39.8% | $8,220-54.2% | $3,952-4.7% |
| Admin fee / account holder | $8,093 | $8,630-6.2% | $12,048-32.8% | $6,261+29.3% |