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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,216 | $138,393+13.6% | $184,256-14.7% | $80,959+94.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 8.53% | 20.01%-11.5pp | 28.85%-20.3pp | 35.67%-27.1pp |
| Employer contribution / active EE | $5,250 | $4,847+8.3% | $6,427-18.3% | $2,757+90.4% |
| Participant deferral / active EE | $3,840 | $7,076-45.7% | $9,133-58.0% | $4,300-10.7% |
| Admin fee / account holder | $1,868 | $10,489-82.2% | $13,899-86.6% | $6,925-73.0% |