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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,582 | $146,267+15.3% | $197,124-14.5% | $82,448+104.5% |
| Participation rate | 97.0% | 84.0%+13.0pp | 86.7%+10.3pp | 68.1%+28.9pp |
| Annual return | 10.45% | 29.61%-19.2pp | 44.34%-33.9pp | 41.64%-31.2pp |
| Employer contribution / active EE | $5,529 | $4,723+17.1% | $6,227-11.2% | $2,551+116.8% |
| Participant deferral / active EE | $4,124 | $7,035-41.4% | $9,135-54.9% | $4,139-0.4% |
| Admin fee / account holder | $30,860 | $14,422+114.0% | $16,298+89.3% | $7,234+326.6% |