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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,528 | $27,936-1.5% | $58,561-53.0% | $75,173-63.4% |
| Participation rate | 15.9% | 38.8%-22.9pp | 50.9%-35.0pp | 67.2%-51.3pp |
| Annual return | 18.41% | 44.21%-25.8pp | 4251.33%-4232.9pp | 160.72%-142.3pp |
| Employer contribution / active EE | $418 | $670-37.6% | $1,053-60.4% | $2,671-84.4% |
| Participant deferral / active EE | $908 | $1,202-24.4% | $1,923-52.8% | $4,126-78.0% |
| Admin fee / account holder | $1,034 | $1,727-40.1% | $2,520-59.0% | $5,651-81.7% |