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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,266 | $37,446+247.9% | $77,552+68.0% | $79,856+63.1% |
| Participation rate | 3.7% | 41.5%-37.8pp | 54.2%-50.5pp | 69.6%-65.9pp |
| Annual return | 13.22% | 39.76%-26.5pp | 54.82%-41.6pp | 31.71%-18.5pp |
| Employer contribution / active EE | $242 | $637-62.1% | $987-75.5% | $2,471-90.2% |
| Participant deferral / active EE | $702 | $1,261-44.3% | $1,861-62.3% | $3,741-81.2% |
| Admin fee / account holder | $8 | $2,506-99.7% | $2,859-99.7% | $5,306-99.8% |