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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,394 | $27,632-0.9% | $61,452-55.4% | $68,486-60.0% |
| Participation rate | 13.0% | 39.5%-26.5pp | 52.6%-39.5pp | 67.9%-54.8pp |
| Annual return | -12.07% | -13.24%+1.2pp | 338.96%-351.0pp | -7.85%-4.2pp |
| Employer contribution / active EE | $267 | $696-61.7% | $1,160-77.0% | $2,597-89.7% |
| Participant deferral / active EE | $630 | $1,264-50.1% | $2,125-70.3% | $4,028-84.3% |
| Admin fee / account holder | $402 | $2,010-80.0% | $2,131-81.1% | $5,404-92.6% |