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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,921 | $29,733+10.7% | $56,025-41.2% | $80,959-59.3% |
| Participation rate | 18.2% | 41.7%-23.5pp | 52.5%-34.3pp | 67.7%-49.5pp |
| Annual return | 16.23% | 35.28%-19.1pp | 1712.69%-1696.5pp | 35.67%-19.4pp |
| Employer contribution / active EE | $398 | $672-40.8% | $1,042-61.8% | $2,757-85.6% |
| Participant deferral / active EE | $785 | $1,229-36.1% | $1,955-59.8% | $4,300-81.7% |
| Admin fee / account holder | $2,130 | $2,434-12.5% | $2,828-24.7% | $6,925-69.2% |