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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,404 | $100,073-89.6% | $85,126-87.8% | $145,877-92.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.48% | 84.11%-70.6pp | 66.63%-53.1pp | 551.28%-537.8pp |
| Employer contribution / active EE | $1,200 | $3,236-62.9% | $2,731-56.1% | $4,663-74.3% |
| Participant deferral / active EE | $3,791 | $5,294-28.4% | $4,523-16.2% | $6,691-43.3% |
| Admin fee / account holder | $1,185 | $7,261-83.7% | $6,160-80.8% | $13,402-91.2% |