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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,248 | $160,028-56.7% | $147,080-52.9% | $145,884-52.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.85% | 98.60%-87.8pp | 420.17%-409.3pp | 551.85%-541.0pp |
| Employer contribution / active EE | $8,237 | $5,286+55.8% | $4,933+67.0% | $4,662+76.7% |
| Participant deferral / active EE | $11,940 | $8,422+41.8% | $8,066+48.0% | $6,690+78.5% |
| Admin fee / account holder | $444 | $15,030-97.0% | $12,989-96.6% | $13,392-96.7% |