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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,034 | $24,891-83.8% | $69,460-94.2% | $74,400-94.6% |
| Participation rate | 78.2% | 63.4%+14.7pp | 66.4%+11.7pp | 67.2%+11.0pp |
| Annual return | 27.27% | 18.53%+8.7pp | 100.80%-73.5pp | 1367.51%-1340.2pp |
| Employer contribution / active EE | $324 | $1,005-67.7% | $1,714-81.1% | $2,624-87.6% |
| Participant deferral / active EE | $1,836 | $1,908-3.8% | $2,890-36.5% | $4,348-57.8% |
| Admin fee / account holder | $1,289 | $1,904-32.3% | $4,695-72.6% | $1,944-33.7% |