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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,224 | $27,826-92.0% | $65,566-96.6% | $71,511-96.9% |
| Participation rate | 72.8% | 57.6%+15.2pp | 64.9%+7.9pp | 67.9%+4.9pp |
| Annual return | 155.37% | 41.56%+113.8pp | 47.40%+108.0pp | 28.86%+126.5pp |
| Employer contribution / active EE | $559 | $1,405-60.2% | $1,692-66.9% | $2,589-78.4% |
| Participant deferral / active EE | $1,451 | $1,861-22.1% | $2,832-48.8% | $4,291-66.2% |
| Admin fee / account holder | $372 | $3,850-90.3% | $4,114-91.0% | $1,588-76.6% |