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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY Service code 27 · EIN 36-3145972 | Advisory (Plan) | $120,000 |
HOLTHOUSE CARLIN & VAN TRIGT LLP2+ years Service code 10 · EIN 95-4345526 | Accounting | $10,800 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$64,122 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,074 | $99,212+65.4% | $96,564+69.9% | $74,478+120.3% |
| Participation rate | 97.5% | 80.7%+16.8pp | 76.0%+21.5pp | 70.7%+26.7pp |
| Annual return | 19.72% | 22.40%-2.7pp | 25.89%-6.2pp | 34.37%-14.6pp |
| Employer contribution / active EE | $5,048 | $2,569+96.4% | $2,967+70.1% | $2,637+91.4% |
| Participant deferral / active EE | $18,457 | $4,938+273.8% | $4,852+280.4% | $4,530+307.4% |
| Admin fee / account holder | $31 | $225-86.0% | $8,256-99.6% | $347-91.0% |