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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY Service code 27 · EIN 36-3145972 | Advisory (Plan) | $126,300 |
HOLTHOUSE CARLIN & VAN TRIGT LLP1+ years Service code 10 · EIN 95-4345526 | Accounting | $13,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$12,154 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,818 | $72,303+83.7% | $86,717+53.2% | $64,829+104.9% |
| Participation rate | 97.2% | 80.4%+16.7pp | 76.6%+20.6pp | 71.5%+25.7pp |
| Annual return | -21.70% | 392.77%-414.5pp | 35.97%-57.7pp | 32.85%-54.6pp |
| Employer contribution / active EE | $5,043 | $2,393+110.8% | $2,837+77.8% | $2,507+101.2% |
| Participant deferral / active EE | $17,992 | $4,660+286.1% | $4,657+286.3% | $4,312+317.3% |
| Admin fee / account holder | $57 | $174-67.2% | $7,494-99.2% | $188-69.6% |