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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY Service code 27 · EIN 36-3145972 | Advisory (Plan) | $123,060 |
HOLTHOUSE CARLIN & VAN TRIGT LLP3+ years Service code 10 · EIN 95-4345526 | Accounting | $12,600 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$19,995 |
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,568 | $89,067+120.7% | $102,423+91.9% | $77,714+152.9% |
| Participation rate | 97.7% | 80.9%+16.8pp | 76.5%+21.2pp | 70.6%+27.1pp |
| Annual return | 16.44% | 25.01%-8.6pp | 29.42%-13.0pp | 31.26%-14.8pp |
| Employer contribution / active EE | $5,652 | $2,699+109.4% | $3,023+87.0% | $2,727+107.3% |
| Participant deferral / active EE | $22,339 | $5,147+334.0% | $5,054+342.0% | $4,649+380.5% |
| Admin fee / account holder | $59 | $236-75.1% | $9,455-99.4% | $433-86.5% |