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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY Service code 27 · EIN 36-3145972 | Advisory (Plan) | $123,060 |
HOLTHOUSE CARLIN & VAN TRIGT LLP3+ years Service code 10 · EIN 95-4345526 | Accounting | $12,600 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$19,995 |
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,568 | $89,123+120.6% | $102,460+91.8% | $77,762+152.8% |
| Participation rate | 97.7% | 80.9%+16.8pp | 76.5%+21.2pp | 70.6%+27.1pp |
| Annual return | 16.44% | 25.05%-8.6pp | 29.47%-13.0pp | 31.27%-14.8pp |
| Employer contribution / active EE | $5,652 | $2,700+109.3% | $3,025+86.8% | $2,728+107.2% |
| Participant deferral / active EE | $22,339 | $5,148+334.0% | $5,056+341.8% | $4,651+380.3% |
| Admin fee / account holder | $59 | $236-75.1% | $9,460-99.4% | $433-86.5% |