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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,780 | $58,275+47.2% | $81,844+4.8% | $80,935+6.0% |
| Participation rate | 96.7% | 63.5%+33.2pp | 72.4%+24.3pp | 67.7%+29.0pp |
| Annual return | 36.38% | 41.82%-5.4pp | 778.87%-742.5pp | 35.66%+0.7pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $8,365 | $3,285+154.6% | $4,323+93.5% | $4,299+94.6% |
| Admin fee / account holder | $514 | $4,749-89.2% | $7,355-93.0% | $6,924-92.6% |