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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,269 | $90,614-75.4% | $76,089-70.7% | $145,877-84.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 16.99% | 623.80%-606.8pp | 360.94%-344.0pp | 551.28%-534.3pp |
| Employer contribution / active EE | $2,838 | $3,324-14.6% | $2,690+5.5% | $4,663-39.1% |
| Participant deferral / active EE | $4,592 | $5,168-11.1% | $4,259+7.8% | $6,691-31.4% |
| Admin fee / account holder | $1,075 | $8,376-87.2% | $6,418-83.3% | $13,402-92.0% |