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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,582 | $85,024-84.0% | $70,544-80.7% | $139,466-90.3% |
| Participation rate | 18.2% | 73.9%-55.7pp | 68.4%-50.2pp | 80.3%-62.2pp |
| Annual return | 24.65% | 30.39%-5.7pp | 32.79%-8.1pp | 373.66%-349.0pp |
| Employer contribution / active EE | $708 | $3,912-81.9% | $2,976-76.2% | $4,754-85.1% |
| Participant deferral / active EE | $1,093 | $5,891-81.4% | $4,568-76.1% | $6,712-83.7% |
| Admin fee / account holder | $261 | $8,928-97.1% | $6,427-95.9% | $11,409-97.7% |