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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,682 | $82,314-93.1% | $68,808-91.7% | $134,532-95.8% |
| Participation rate | 35.7% | 75.1%-39.3pp | 69.0%-33.3pp | 81.2%-45.5pp |
| Annual return | -20.99% | -2.18%-18.8pp | -6.37%-14.6pp | 418.27%-439.3pp |
| Employer contribution / active EE | $797 | $3,301-75.9% | $2,656-70.0% | $4,741-83.2% |
| Participant deferral / active EE | $1,222 | $4,740-74.2% | $3,942-69.0% | $6,401-80.9% |
| Admin fee / account holder | $258 | $6,484-96.0% | $4,936-94.8% | $11,429-97.7% |