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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,758 | $70,366-52.0% | $66,674-49.4% | $138,895-75.7% |
| Participation rate | 34.8% | 76.2%-41.4pp | 73.7%-38.9pp | 79.9%-45.1pp |
| Annual return | 22.71% | 386.41%-363.7pp | 321.24%-298.5pp | 145.39%-122.7pp |
| Employer contribution / active EE | $1,122 | $2,765-59.4% | $2,620-57.2% | $4,194-73.3% |
| Participant deferral / active EE | $1,699 | $4,374-61.2% | $4,084-58.4% | $6,396-73.4% |
| Admin fee / account holder | $39 | $5,262-99.3% | $5,098-99.2% | $12,562-99.7% |