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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,641 | $96,678-90.0% | $86,640-88.9% | $139,466-93.1% |
| Participation rate | 42.9% | 74.4%-31.6pp | 71.7%-28.9pp | 80.3%-37.5pp |
| Annual return | 31.53% | 106.69%-75.2pp | 592.52%-561.0pp | 373.66%-342.1pp |
| Employer contribution / active EE | $740 | $3,265-77.3% | $3,024-75.5% | $4,754-84.4% |
| Participant deferral / active EE | $1,820 | $4,837-62.4% | $4,438-59.0% | $6,712-72.9% |
| Admin fee / account holder | $234 | $6,410-96.3% | $5,616-95.8% | $11,409-97.9% |