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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,089 | $82,674-87.8% | $125,363-92.0% | $68,495-85.3% |
| Participation rate | 92.6% | 75.0%+17.5pp | 82.4%+10.2pp | 67.9%+24.7pp |
| Annual return | 2.52% | -5.97%+8.5pp | 572.15%-569.6pp | -7.84%+10.4pp |
| Employer contribution / active EE | $2,058 | $3,382-39.2% | $4,815-57.3% | $2,596-20.8% |
| Participant deferral / active EE | $4,100 | $6,111-32.9% | $7,447-44.9% | $4,028+1.8% |
| Admin fee / account holder | $1,982 | $6,276-68.4% | $10,005-80.2% | $5,403-63.3% |